body {
    margin:0;
    font-family: system-ui, -apple-system, Segoe UI, Roboto;
    background: #f3f6fb;

}
.extra-card {
    display: none;
}

#loadLessOffers {
    display: none;
}
/* MAIN WRAPPER */
.loan-wrapper {
    max-width: 1100px;
    margin: 60px auto;
    display: flex;
    gap: 40px;
    align-items: center;
    margin-top:100px;
}


/* LEFT SIDE */
.loan-left {
    flex: 1;
    background: #eef4ff;
    border-radius: 16px;
    padding: 40px;
    text-align: center;
}

.loan-left h2 {
    font-size: 26px;
    font-weight: 700;
    margin-bottom: 10px;
}

.loan-left p {
    color: #2563eb;
    font-weight: 600;
}

.loan-img {
    width:326px;
    margin-top: 20px;
}

/* RIGHT SIDE */
.loan-right {
    flex: 1;
    display: flex;
    justify-content: center;
}

/* FORM CARD */
.form-card {
    width: 100%;
    max-width: 420px;
    background: #fff;
    padding: 25px;
    border-radius: 16px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.15);
}

.card-title {
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 20px;
}

/* INPUT */
.form-card input,
.form-card select {
    width: 100%;
    margin-bottom: 0px;
    padding: 12px;
    border-radius: 8px;
    border: 1px solid #e5e7eb;
    font-size: 14px;
    outline: none;
}

/* BUTTON */
.btn-main {
    display: block;
    text-align: center;
    background: #2563eb;
    color: #fff;
    padding: 12px;
    border-radius: 30px;
    font-weight: 600;
    text-decoration: none;
    margin-top: 10px;
}

/* SLIDER */
.slider {
  width: 100%;
  margin-top: 10px;
}

/* MOBILE */
@media(max-width:900px){
    .loan-wrapper {
        flex-direction: column;
    }
}



.thank-modal {
    display: none;
    position: fixed;
    z-index: 9999;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    background: rgba(0,0,0,0.6);
}

.thank-modal-content {
    background: #fff;
    width: 350px;
    padding: 25px;
    border-radius: 12px;
    text-align: center;
    position: absolute;
    top: 30%;
    left:40%;
    /* transform: translate(-50%, -50%);
    animation: fadeIn 0.3s ease; */
}

.close-btn {
    float: right;
    font-size: 20px;
    cursor: pointer;
}

/* @keyframes fadeIn {
    from { opacity: 0; transform: translate(-50%, -60%); }
    to { opacity: 1; transform: translate(-50%, -50%); }
} */


/* Top Horizontal Loan Menu */
.loan-menu {
    display: flex;
    align-items: center;
    gap: 30px;
    padding: 12px 20px;
    background: #f8f9fa;
    border-bottom: 1px solid #e5e5e5;
    overflow-x: auto;
    white-space: nowrap;
    scrollbar-width: none;
}

.loan-menu::-webkit-scrollbar {
    display: none;
}

.loan-menu a {
    text-decoration: none;
    color: #222;
    font-size: 15px;
    font-weight: bold;
    padding: 8px 0;
    position: relative;
    transition: 0.3s;
    flex-shrink: 0;
}

/* Hover Effect */
.loan-menu a:hover {
    color: #2a5bd7;
}

/* Active underline style like screenshot */
.loan-menu a.active,
.loan-menu a:hover {
    color: #2a5bd7;
}

.loan-menu a.active::after,
.loan-menu a:hover::after {
    content: "";
    position: absolute;
    left: 0;
    bottom: -12px;
    /* width: 100%;
    height: 2px; */
    /* background: #2a5bd7; */
}


.section-title {
    text-align: center;
    margin-bottom: 50px;
}

.section-title h5 {
    color: #6c4df6;
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 2px;
    margin-bottom: 10px;
}

.section-title h2 {
    font-size: 40px;
    font-weight: 700;
    /* color: #111; */
    color:#1C0333;
    margin-bottom: 15px;
}

.section-title p {
    max-width: 700px;
    margin: auto;
    color: #666;
    font-size: 16px;
    line-height: 1.7;
}

.loan-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.loan-card {
    background: #fff;
    border-radius: 18px;
    padding: 35px 25px;
    text-align: center;
    box-shadow: 0 10px 30px rgba(0,0,0,0.05);
    transition: 0.3s;
}

.loan-card:hover {
    transform: translateY(-8px);
}

.icon {
    font-size: 42px;
    margin-bottom: 20px;
}

.loan-card h3 {
    font-size: 22px;
    margin-bottom: 15px;
    color: #222;
}

.loan-card p {
    font-size: 15px;
    color: #666;
    line-height: 1.7;
}

.bottom-info {
    margin-top: 60px;
    background: #ffffff;
    padding: 35px;
    border-radius: 18px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.04);
}

.bottom-info p {
    font-size: 17px;
    line-height: 1.8;
    color: #333;
    margin-bottom: 15px;
}

@media (max-width: 992px) {
    .loan-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .loan-grid {
        grid-template-columns: 1fr;
    }

    .section-title h2 {
        font-size: 30px;
    }
}

.loan-grid-section {
    padding: 80px 0;
    background: #f8f9fc;
}
background: #f8f9fa;
}




/* Section Background */
.use_loan-grid-section {
    background: #f7f9fc;
}

/* Section Heading */
.loan_section-title h5 {
    color: #f4a024;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 10px;
}

.loan_section-title h2 {
    font-size: 38px;
    font-weight: 800;
    color: #0b3d6e;
    margin-bottom: 15px;
}

.loan_section-title p {
    max-width: 700px;
    margin: auto;
    color: #666;
    font-size: 16px;
    line-height: 1.7;
}

/* =========================
   3D Card Design
========================= */

.use_loan-card {
    background: #ffffff;
    border-radius: 20px;
    padding: 35px 25px;
    max-height: 250px;
    text-align: center;
    position: relative;
    overflow: hidden;
    border: 1px solid #e9edf5;

    /* 3D Shadow Layers */
    box-shadow:
        0 10px 20px rgba(0,0,0,0.05),
        0 20px 40px rgba(0,0,0,0.04),
        inset 0 1px 0 rgba(255,255,255,0.8);

    transform-style: preserve-3d;
    transition: all 0.4s ease;
    height: 100%;
}

/* Hover 3D Animation */
.use_loan-card:hover {
    transform: translateY(-12px) rotateX(4deg) rotateY(-4deg);
    box-shadow:
        0 20px 35px rgba(0,0,0,0.08),
        0 35px 60px rgba(0,0,0,0.06);
}

/* Top Gradient Line */
.use_loan-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    height: 5px;
    width: 100%;
    background: linear-gradient(to right, #0b3d6e, #f4a024);
}

/* Icon Circle */
.use_loan-card .icon {
    width: 95px;
    height: 95px;
    margin: 0 auto 22px;
    background: #f4f8ff;
    border-radius: 50%;

    display: flex;
    align-items: center;
    justify-content: center;

    box-shadow:
        inset 0 4px 8px rgba(255,255,255,0.8),
        0 8px 18px rgba(0,0,0,0.05);

    transition: 0.4s;
}

/* Icon Hover Effect */
.use_loan-card:hover .icon {
    transform: scale(1.08) rotate(6deg);
}

.use_loan-card .icon img {
    max-width: 70px;
    max-height: 70px;
    object-fit: contain;
}

/* Card Title */
.use_loan-card h3 {
    font-size: 22px;
    font-weight: 700;
    color: #222;
    /* margin-bottom: 15px;
    min-height: 55px; */
}

/* Card Description */
.use_loan-card p {
    font-size: 15px;
    color: #666;
    line-height: 1.7;
    margin: 0;
}

/* Responsive */
@media (max-width: 768px) {
    .loan_section-title h2 {
        font-size: 30px;
    }

    .use_loan-card {
        min-height: auto;
    }
}


.wrapper {
    width: 100%;
    max-width: 960px;
    position: relative;


  }

  /* Ambient glow blobs */
  .blob {
    position: fixed;
    border-radius: 50%;
    filter: blur(80px);
    opacity: 0.12;
    pointer-events: none;
    animation: drift 10s ease-in-out infinite alternate;
  }
  .blob-1 { width: 400px; height: 400px; background: #c8a96e; top: -80px; left: -120px; animation-delay: 0s; }
  .blob-2 { width: 300px; height: 300px; background: #7c5cbe; bottom: -60px; right: -60px; animation-delay: 3s; }
  .blob-3 { width: 250px; height: 250px; background: #3a9e8c; top: 50%; left: 60%; animation-delay: 6s; }

  @keyframes drift {
    from { transform: translate(0, 0) scale(1); }
    to   { transform: translate(20px, 30px) scale(1.08); }
  }

  /* Header */
  .header_eligible {
    text-align: center;
    margin-bottom: 56px;
    opacity: 0;
    transform: translateY(30px);
    animation: fadeUp 0.8s cubic-bezier(0.16,1,0.3,1) 0.1s forwards;
  }

  .eyebrow {
    font-size: 11px;
    font-weight: 500;
    letter-spacing: 0.25em;
    text-transform: uppercase;
    color: #c8a96e;
    margin-bottom: 14px;
  }

  h1 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(36px, 6vw, 64px);
    /* color: #f0ede8; */
  color: #bf9753;
    line-height: 1.1;
    margin-bottom: 16px;
  }

  h1 span {
    background: linear-gradient(135deg, #c8a96e 0%, #e8d5a8 50%, #c8a96e 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
  }

  .subtitle {
    font-size: 15px;
    color: #888;
    font-weight: 300;
    letter-spacing: 0.02em;
  }

  /* Divider */
  .divider {
    display: flex;
    align-items: center;
    gap: 12px;
    margin: 20px auto 0;
    width: 200px;
    opacity: 0;
    animation: fadeUp 0.8s cubic-bezier(0.16,1,0.3,1) 0.3s forwards;
  }
  .divider-line { flex: 1; height: 1px; background: linear-gradient(to right, transparent, #c8a96e66); }
  .divider-line.right { background: linear-gradient(to left, transparent, #c8a96e66); }
  .divider-gem { width: 6px; height: 6px; background: #c8a96e; transform: rotate(45deg); }

  /* Badge */
  .badge-row {
    display: flex;
    justify-content: center;
    margin-bottom: 48px;
    opacity: 0;
    animation: fadeUp 0.8s cubic-bezier(0.16,1,0.3,1) 0.4s forwards;
  }

  .badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #c8a96e18;
    border: 1px solid #c8a96e44;
    border-radius: 40px;
    padding: 8px 20px;
    font-size: 13px;
    color: #c8a96e;
    font-weight: 500;
    letter-spacing: 0.04em;
  }

  .badge-dot {
    width: 7px; height: 7px;
    background: #c8a96e;
    border-radius: 50%;
    animation: pulse 2s ease-in-out infinite;
  }

  @keyframes pulse {
    0%, 100% { opacity: 1; transform: scale(1); }
    50%       { opacity: 0.5; transform: scale(0.7); }
  }

  /* Grid */
  .grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(270px, 1fr));
    gap: 16px;
  }

  /* Cards */
  /* .card {
    position: relative;
    background: #111118;
    border: 1px solid #ffffff0f;
    border-radius: 20px;
    padding: 28px 28px 24px;
    overflow: hidden;
    opacity: 0;
    transform: translateY(40px);
    transition: transform 0.4s ease, border-color 0.4s ease, background 0.4s ease;
    cursor: default;
  } */


  .card {
    position: relative;
    background: #111118;
    border: 1px solid #ffffff0f;
    border-radius: 20px;
    padding: 28px 28px 24px;
    overflow: hidden;
    opacity: 0;
    transform: translateY(40px);
    transition: transform 0.4s ease, border-color 0.4s ease, background 0.4s ease;
    cursor: default;
    align-items: center;
  }

  .card.visible {
    animation: cardIn 0.7s cubic-bezier(0.16,1,0.3,1) forwards;
  }

  @keyframes cardIn {
    from { opacity: 0; transform: translateY(40px) scale(0.97); }
    to   { opacity: 1; transform: translateY(0) scale(1); }
  }

  .card:hover {
    border-color: #c8a96e44;
    background: #15141f;
    transform: translateY(-4px);
  }

  /* Card shimmer on hover */
  .card::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at var(--mx, 50%) var(--my, 50%), #c8a96e10 0%, transparent 60%);
    opacity: 0;
    transition: opacity 0.4s;
    border-radius: 20px;
    pointer-events: none;
  }
  .card:hover::before { opacity: 1; }

  /* Corner accent */
  .card-accent {
    position: absolute;
    top: 0; right: 0;
    width: 60px; height: 60px;
    border-top: 2px solid #c8a96e33;
    border-right: 2px solid #c8a96e33;
    border-radius: 0 20px 0 0;
    transition: border-color 0.4s;
  }
  .card:hover .card-accent { border-color: #c8a96e88; }

  /* Icon area */
  .icon-wrap {
    width: 48px; height: 48px;
    border-radius: 14px;
    display: flex; align-items: center; justify-content: center;
    font-size: 22px;
    margin-bottom: 18px;
    transition: transform 0.3s ease;
  }
  .card:hover .icon-wrap { transform: scale(1.1) rotate(-4deg); }

  /* Card content */
  .card-label {
    font-size: 10px;
    font-weight: 500;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    /* color: #c8a96e99; */
    color: white;
    margin-bottom: 6px;
  }
  .card-title {
    font-family: 'Playfair Display', serif;
    font-size: 20px;
    color: #f0ede8;
    margin-bottom: 10px;
    line-height: 1.25;
  }
  .card-value {
    font-size: 14px;
    /* color: #aaa; */
      color: white;
    font-weight: 300;
    line-height: 1.6;
    /* text-align: center; */
  }
  .card-value strong {
    color: #e8d5a8;
    font-weight: 500;
  }

  /* Progress bar */
  .bar-wrap {
    margin-top: 16px;
    height: 3px;
    background: #ffffff0a;
    border-radius: 4px;
    overflow: hidden;
  }
  .bar-fill {
    height: 100%;
    border-radius: 4px;
    background: linear-gradient(to right, #c8a96e, #e8d5a8);
    width: 0;
    transition: width 1.2s cubic-bezier(0.16,1,0.3,1);
  }

  /* Tick list */
  .tick-list {
    list-style: none;
    margin-top: 14px;
    display: flex;
    flex-direction: column;
    gap: 8px;
  }
  .tick-list li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 13px;
    /* color: #aaa; */
    color: white;
    font-weight: 300;
    opacity: 0;
    transform: translateX(-10px);
    transition: opacity 0.5s, transform 0.5s;
  }
  .tick-list li.show {
    opacity: 1;
    transform: translateX(0);
  }
  .tick {
    width: 18px; height: 18px;
    border-radius: 50%;
    background: #c8a96e18;
    border: 1px solid #c8a96e44;
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
    font-size: 9px;
    color: #c8a96e;
  }

  /* Counter */
  .counter-val {
    font-family: 'Playfair Display', serif;
    font-size: 36px;
    color: #c8a96e;
    line-height: 1;
    margin-bottom: 4px;
  }

  /* Footer strip */
  .footer-strip {
    margin-top: 40px;
    border: 1px solid #ffffff08;
    border-radius: 16px;
    padding: 20px 28px;
    background: #111118;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    flex-wrap: wrap;
    opacity: 0;
    transform: translateY(20px);
    animation: fadeUp 0.8s cubic-bezier(0.16,1,0.3,1) 1.2s forwards;
  }

  .footer-note {
    font-size: 12px;
    color: #555;
    font-weight: 300;
  }
  .footer-note strong { color: #888; font-weight: 400; }

  .cta-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: linear-gradient(135deg, #c8a96e, #a87f45);
    border: none;
    border-radius: 10px;
    padding: 10px 22px;
    font-size: 13px;
    font-family: 'DM Sans', sans-serif;
    font-weight: 500;
    color: #0a0a0f;
    cursor: pointer;
    letter-spacing: 0.03em;
    transition: opacity 0.3s, transform 0.2s;
    white-space: nowrap;
    text-decoration: none;
  }
  .cta-btn:hover { opacity: 0.88; transform: translateY(-1px); }
  .cta-btn:active { transform: scale(0.97); }

  .arrow { font-size: 14px; transition: transform 0.2s; display: inline-block; }
  .cta-btn:hover .arrow { transform: translateX(3px); }

  @keyframes fadeUp {
    from { opacity: 0; transform: translateY(30px); }
    to   { opacity: 1; transform: translateY(0); }
  }



  .documents-required-section {
    background: #f8fafc;
}

.section-title h2 {
    font-size: 32px;
    font-weight: 700;
    /* color: #0b3d6e; */
    color:#1C0333;
}

.section-title p {
    color: #666;
    margin-top: 10px;
}

.document-toggle {
    display: flex;
    justify-content: center;
    gap: 20px;
    flex-wrap: wrap;
}

.doc-btn {
    padding: 12px 28px;
    border: none;
    border-radius: 50px;
    background: #e5e7eb;
    color: #222;
    font-weight: 600;
    cursor: pointer;
    transition: 0.3s;
}

.doc-btn.active {
    /* background: #0b3d6e; */
    background: #1C0333;
    color: white;
}

.doc-content {
    display: none;
    max-width: 850px;
    margin: auto;
}

.active-content {
    display: block;
}

.doc-item {
    background: white;
    padding: 22px;
    margin-bottom: 18px;
    border-radius: 14px;
    border-left: 5px solid #f4a024;
    box-shadow: 0 4px 15px rgba(0,0,0,0.05);
    transition: 0.3s;
}

.doc-item:hover {
    transform: translateY(-3px);
}

.doc-item h4 {
    font-size: 20px;
    margin-bottom: 10px;
    /* color: #0b3d6e; */
    color:#1C0333;
}

.doc-item p {
    margin: 0;
    color: #444;
    line-height: 1.6;
}


.otp-modal {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0,0,0,0.6);
    justify-content: center;
    align-items: center;
    z-index: 9999;
}

.otp-modal-content {
    background: #fff;
    padding: 30px;
    width: 400px;
    border-radius: 10px;
    text-align: center;
    position: relative;
}

.close-otp {
    position: absolute;
    right: 15px;
    top: 10px;
    font-size: 24px;
    cursor: pointer;
}

.otp-box {
    display: flex;
    justify-content: center;
    gap: 10px;
    margin: 20px 0;
}

.otp-input {
    width: 50px;
    height: 50px;
    text-align: center;
    font-size: 20px;
}

.verify-btn {
    padding: 10px 30px;
    border: none;
    background: #0d6efd;
    color: white;
    border-radius: 6px;
    cursor: pointer;
}



.loan-process-ribbon {
    padding: 80px 20px;
    background: #f7f9fc;
}

.ribbon-content h3 {
    font-size: 22px;
    color: #0b3d6e;
    margin-bottom: 10px;
}

.ribbon-content p {
    color: #555;
    line-height: 1.7;
    margin: 0;
}

.step-ribbon {
    width: 180px;
    min-height: 140px;
    color: #fff;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    clip-path: polygon(20% 0%, 100% 0%, 100% 100%, 20% 100%, 0% 50%);
}

.step-ribbon span {
    font-size: 16px;
    font-weight: 600;
    letter-spacing: 1px;
}

.step-ribbon h2 {
    font-size: 46px;
    margin: 0;
    font-weight: 700;
}

.red {
    background: #ff4d3a;
}

.blue {
    background: #1f7cff;
}

.yellow {
    background: #f4b400;
}

.green {
    background: #16a34a;
}

@media (max-width: 768px) {
    .ribbon-card {
        flex-direction: column;
    }

    .ribbon-content {
        width: 100%;
    }

    .step-ribbon {
        width: 100%;
        clip-path: none;
        min-height: 100px;
    }
}
.ribbon-card {
    display: flex;
    justify-content: space-between;
    align-items: center;
    background: #fff;
    border-radius: 14px;
    margin-bottom: 25px;
    overflow: hidden;
    box-shadow: 0 8px 25px rgba(0,0,0,0.06);
    transition: 0.3s ease;
}

.ribbon-card:hover {
    transform: translateY(-5px);
}

.ribbon-content {
    padding: 28px;
    width: 75%;
}
.sub-title {
    display: inline-block;
    padding: 8px 18px;
    border-radius: 30px;
    /* background: #eef4ff; */
    background-color:#1e3e78;
    color:white;
    /* color: #0b3d6e; */
    font-weight: 600;
    margin-bottom: 12px;
}


.faq-section {
    padding: 80px 0;
    background: #f8fafc;
}

.faq-heading {
    margin-bottom: 50px;
}

.faq-subtitle {
    display: inline-block;
    background: #eef4ff;
    color: #0b3d6e;
    padding: 8px 18px;
    border-radius: 30px;
    font-weight: 600;
    margin-bottom: 15px;
}

.faq-heading h2 {
    font-size: 38px;
    font-weight: 700;
    color: #0b3d6e;
    margin-bottom: 15px;
}

.faq-heading p {
    max-width: 700px;
    margin: auto;
    color: #666;
    line-height: 1.7;
}

.faq-wrapper {
    max-width: 900px;
    margin: auto;
}

.faq-item {
    background: #fff;
    border-radius: 14px;
    margin-bottom: 18px;
    box-shadow: 0 8px 25px rgba(0,0,0,0.05);
    overflow: hidden;
    border: 1px solid #eef2f7;
}

.faq-question {
    width: 100%;
    background: none;
    border: none;
    outline: none;
    padding: 22px 25px;
    text-align: left;
    font-size: 18px;
    font-weight: 600;
    color: #222;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
}

.faq-icon {
    font-size: 28px;
    color: #0b3d6e;
    transition: 0.3s;
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: 0.4s ease;
    padding: 0 25px;
}

.faq-answer p {
    padding-bottom: 20px;
    color: #555;
    line-height: 1.7;
    margin: 0;
}

.faq-item.active .faq-answer {
    max-height: 300px;
}

.faq-item.active .faq-icon {
    transform: rotate(45deg);
}

@media (max-width: 768px) {
    .faq-heading h2 {
        font-size: 30px;
    }

    .faq-question {
        font-size: 16px;
        padding: 18px;
    }
}